Establishing a budget is a necessity for living your higher education as best as possible and focusing on your success! In addition to a student job, consumer credit is one of the ways to meet an immediate need for money while spreading its cost over time.

Accommodation and registration fees

Accommodation and registration fees

In terms of registration fees, not all students are housed in the same boat. Preparatory classes and public BTS are free, which is not the case for universities. For private schools, it is sometimes possible to stagger the payment per semester. Second major item of expenditure: housing costs. If the student has the possibility of staying in a university residence in a provincial town, the rent will be less painful than if he had to live in Paris. Colocation can also be a great way to cut costs.

Operating costs

Operating costs

Once the apartment is found, you must opt ​​for comprehensive home insurance. Then remains to pay the registration for Social Security. It is free for scholarship holders. Some students may benefit from CMU. On the transport side, it is difficult to do without the metro, bus and tram triptych. It is also possible to opt for carpooling or cycling. The train is a good alternative to reach family and friends, provided you book early and at infrequent times. For meals, university canteens and solidarity grocery stores offer possibilities for managing the tightest budgets. Smartphone enthusiasts can make great savings thanks to low-cost offers. To this can be added the amount of monthly payments in the event of repayment of a consumer credit taken out upstream: it is possible to obtain an estimate online according to the duration and rate of the personal loan .

Several ways to finance your studies

Several ways to finance your studies

It is essential to find out about scholarships as well as Locapass and Mobili-Jeune grants. In private schools, foundations can also help. At the same time, with or without the help of your parents, it is always interesting to have a support job. This allows you to take your first steps in the world of work, while earning an income. Be careful, however, not to be monopolized by this activity, at the risk of no longer being able to devote the time necessary for the success of your exams …

In addition, lending institutions offer unrestricted consumer credit generally offered in the form of student credit. This personal loan spreads out the repayments over a long period. It offers an immediate sum of money to finance in particular the essential investments (registration fees, computer equipment, etc.).

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